GET YOUR QUOTE
GET YOUR QUOTE

YOUR OBVIOUS CHOICE FOR
BOAT INSURANCE

More value.
Part of the Club.

We’ve partnered with d’Albora to bring you more value to your boating adventures. d'Albora members who permanently berth their vessel within the d’Albora marina network, can enjoy up to 10% off the standard rate of their Club Marine Pleasure Craft Insurance Policy.1

Already a Club Marine member?
Your offer will be automatically applied to your next renewal.1

Man and woman walking hand in hand at marina

BOAT INSURANCE TRUSTED BY AUSSIE BOATIES

Leading insurance provider

As Australia’s largest boat insurance provider, we’ve been protecting the needs of Australian boaties since 1959.

We offer specialist care

We understand the complexities of boat ownership, offering expert care through trusted experience, deep industry knowledge and strong connections across the country.

Trusted claims support

You can make a claim online or call us 24/7 on 1300 00 CLUB (2582). Our specialist team will guide you every step of the way.

AWARD-WINNING INSURANCE

Recognised as Australia’s Top Rated Boat Insurance for 2026 by Product Review, for the second consecutive year.

WHAT'S COVERED IN OUR INSURANCE

What's covered

  • Nil pen excess
    If your boat is damaged or stolen while at your nominated berth, pen, jetty or pontoon the excess may be waived.
  • Fishing gear, water ski and dive equipment, tools and accessories
    Provides cover for accidental loss or damage to fishing gear (excludes tackles, lures and braids), water ski and dive equipment, tools and accessories up to $3,000 (incl GST) per item, and up to $30,000 (incl GST) total (not in addition to Section 1 limit).
  • Salvage charges
    Provides cover to recover your boat or move it to safety if the boat is damaged by a covered incident. Limits apply.
  • Automatic cover for your tender
    Provides automatic cover for your tender (if your boat has one). Including water skiers liability for your tender providing cover for any person engaged in water skiing, wakeboarding or aquaplaning activities provided they’re using recognised and commercially manufactured equipment and being towed by your boat tender with your permission.
  • Club Marine Assist
    Provides 24/7 roadside assistance for your vehicle and trailer when you’re towing your boat, or driving to and from your mooring or boat storage. Plus, you can call us 24/7 to ask for directions, tide times, weather reports, marine and service centre locations and more.
  • Club Care Benefits
    Provides up to $10,000 (incl GST) assistance following an emergency or unforeseen incident which gives rise to a claim, including:
    • emergency fuel delivery
    • returning your boat to your home or storage location following repairs
    • reasonable costs of temporary accommodation and transportation home
  • Geographic limits
    Provides cover for your boat Australia-wide, including up to 250 nautical miles offshore.
  • Accidental loss or damage, theft or malicious damage
    Provides cover for your boat, motor(s), trailer, equipment, gear and accessories against theft or malicious damage, and accidental damage or loss. Plus, if your boat is involved in a collision and you’re not at fault, the excess may be waived.
  • Personal effects
    Provides cover for accidental loss or damage to clothing, shoes, waterproof gear, wetsuits, prescription glasses, manchester, coolers, insulated flasks and hygiene items up to $3,000 (incl GST) per item, and up to $30,000 (incl GST) total (not in addition to Section 1 limit).
  • No Claim Bonus
    You could get up to 25% off your premium with the No Claim Bonus, depending on your claims history.
  • Race or tournament entry fees
    Provides cover up to $2,000 (incl GST) of non-refundable fishing tournament entry fees paid by you or your crew, when a covered incident causes you to withdraw.
  • Temporary cover
    Provides temporary cover for a replacement boat for up to 30 days from the purchase date. The replacement boat will be covered up to its purchase price or the original boat's sum insured, whichever is lesser.
  • Temporary extension
    If your policy expires while you are in your boat at sea, we will provide a temporary extension until 24 hours after your boat arrives at its next port.
  • Legal liability cover
    Provides legal liability cover for injury and property damage arising from the use of your boat by you or a person operating it with your permission. Plus, you can choose the limit amount within our given options based on your needs.
  • Injury and accidental death
    Provides cover for the named insured person for accidental death or for certain categories of significant permanent personal injury up to $75,000 (incl GST) plus $10,000 (incl GST) funeral expenses.
  • Yacht racing
    Provides cover for your yacht for racing up to 150 nautical miles in race length, including while using spinnakers and extras. Cover for longer races is also available subject to acceptance criteria.
  • Land towing costs
    Provides cover up to $1,500 (incl GST) to tow your boat on land to the nearest repairer, following a covered incident.
  • Flexible lay up periods
    Provides flexibility to add lay up cover to your policy for times your trailerable boat is not in use. Your boat will still be covered for accidental loss or damage, theft or malicious damage during any lay up period, when stored within gates, walls or fences of your home.
  • Trailer cover
    Provides cover for your trailer for accidental loss or damage, theft or malicious damage.
  • 14-day cooling off period
    You can cancel your policy within 14 days from the date of issue (or start date of a renewed policy) and we’ll refund your premium in full, provided you haven’t made a claim or need to make one.

Your policy does not cover any claim caused by, arising from, or any way connected with:

  • Commercial use
    Any activity specifically undertaken for the purposes of earning an income, or any activity registered as a business and which you are obliged by law to register for GST purposes. For example, hire, rideshare or accommodation, unless previously agreed to in writing.

    Find out more information about Club Marine's Commercial Boat Insurance policy here.
  • Condition or wear and tear
    Wear and tear, the unseaworthiness, and lack of repair or maintenance of the boat.
  • Delamination, deterioration, corrosion and electrolysis
    Delamination, deterioration, corrosion, electrolysis, osmosis and blistering, unless there is evidence of accidental physical impact with a solid object which has caused a deformation in part of the hull from which the condition has propagated.
  • Electronic, electrical or mechanical failure
    Electronic, electrical or mechanical failure resulting in a breakdown or failure of your boat or boat parts. Accidental loss or damage caused in addition or due to the breakdown or failure will be covered.
  • Persons under the influence
    Where you were aware that the boat was under the control of a person under the influence of drugs or alcohol.
  • Reasonable care
    Your recklessness, deliberate actions, misconduct or lack of reasonable care in the safeguard or protection of your boat.

  • Water skiing cover (automatically covered for jet skis and boat tenders, optional for other boat types)
    You have the flexibility to add water skiers liability to your cover, this includes cover for any person engaged in water skiing, wakeboarding or aquaplaning activities provided they’re using recognised and commercially manufactured equipment and being towed by your boat with your permission.

New to Club Marine?

Already a Club Marine member?

Your offer will be automatically applied to your next renewal.1

ENJOY EXCLUSIVE MEMBER BENEFITS

When you become a Club Marine member, you are more than a policy holder, you become a member of the club and enjoy access to a range of exclusive benefits.

ROUND-THE-CLOCK ASSISTANCE


We’re committed to helping you take the worry and risk out of boating, that’s why we include 24/7 roadside assistance for your vehicle and trailer with your policy, plus a personal assistance service, so you can maximise your boating lifestyle.2

RETAIL PARTNER
DISCOUNTS


Members enjoy exclusive discounts and special offers from a select range of retail partners. Whether you’re into sailing, fishing, cruising, jet skiing or wakeboarding, there’s something for everyone.3

MAGAZINE SUBSCRIPTION SAVINGS


Australia’s leading marine lifestyle magazine, filled with features on boating, jet skiing, fishing, destinations, how-to guides, safety tips and so much more. Members can enjoy Club Marine Magazine for as little as $3.30 a month.

GET YOUR BOAT INSURANCE SORTED TODAY

Get your quote in less than 2 minutes and receive up to 10% off the standard rate.1
 
Simply call us on 1300 00 CLUB (2582) if you need help or have any questions.
 
If you’re already insured with Club Marine, your offer will be automatically applied at your next renewal.1

  1. This Offer only applies to vessels with a sum insured value of up to $2 million. Eligibility to the Offer is subject to underwriting criteria and any available reduction will be calculated into eligible quotes and renewal offers. Any discounts offered are applied to our standard rates. Promotional or other discounts may apply from time to time. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. Where discounts are applied, your premium is subject to rounding. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

  2. Limits apply. Additional costs and charges in excess of limits are your responsibility. Terms and conditions apply, including limitations. All costs for services provided by third parties are your responsibility.

    The services provided by Club Marine Assist are available on the basis that:

    • Vehicles, trailers and boats must be attended. If we arrive at the breakdown location and your vehicle is unattended, we may be unable to carry out any work and payment may be required for any subsequent callouts to assist with the same incident
    • Vehicles and trailers must be accessible by a two wheel drive recovery vehicle
    • Vehicles and trailers must be in a roadworthy condition and hold a current registration
    • The vehicle, trailer or boat has not been immobilised by inappropriate or insufficient maintenance or repair or has not been immobilised intentionally or by the negligence of the owner, driver or any third party

    Club Marine Assist is provided by Club Marine Limited (Club Marine) ABN 12 007 588 347. Club Marine works with a number of service providers including AWP Australia Pty Ltd (Allianz Global Assistance) to provide Roadside Assist.

  3. Upon purchasing Club Marine Pleasure Craft Insurance, Club Marine members are automatically enrolled in the Club Marine Member Rewards Program. The Member Rewards Program enables Club Marine members to receive discounts and/or special offers from participating partners. Club Marine members must either present their membership card in-store or enter their membership number online in order to access the discounts and/or special offers. Club Marine Member Rewards Partners agree to participate in Club Marine’s Member Rewards Program by way of providing a discount and/or special offer to Club Marine members as advertised on clubmarine.com.au. Club Marine reserves the right to change discounts and/or special offers, add or remove partners, or withdraw Club Marine Member Rewards at any time. To the extent permitted by law, we make no warranties or representations (whether express or implied), and we will not be responsible for any liability (including for consequential loss) with respect to the quality, standard, acceptability, fitness for purpose or suitability of goods or services provided by a Rewards Partner. Any warranty or other claims should be directed to the relevant Rewards Partner.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about Club Marine boat insurance, consider the  Product Disclosure Statement (PDS)/Policy Document and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Document, Supplementary PDS and Target Market Determination (TMD) for Club Marine boat insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Club Marine Limited (ABN 12 007 588 347), AFSL 236916 issues Club Marine boat insurance and handles and settles claims as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850) AFSL 234708 (Allianz). Club Marine Limited is a related body corporate of Allianz. Copyright © 2026 Allianz Australia Limited.