Understanding what your policy does and does not cover can be tricky. Watch this short video to help you spend more time enjoying your cruiser, and less time worrying about your insurance.

Boaties are a passionate lot. Our boat insurance is designed by insurance professionals with real boating experience and offers cover options to suit a variety of boats, boating lifestyles, and on water activities. 

Cruisers vary widely in shapes, sizes, options and fit out, but we have cover to suit you and, depending on your boat, we offer a choice of agreed or market value cover.

Our liability cover automatically includes pollution clean-up costs ($1,000,000) and liability accepted under a berthing agreement.

Our policy wording includes cover for your tender, and if you use your tender for waterskiing, wakeboarding, wakesurfing and aquaplaning, we include liability cover for that as well.

All that fun requires equipment - Club Marine's broad cover for gear and accessories includes a wide range of safety and sporting, fishing and recreational equipment which you use on your boat.

Every cruiser and owner is unique and recreational cruising varies widely - that’s why our policy has a range of options to cater for your needs. 
Cruisers vary widely in shapes, sizes, options and fit out, but we have cover to suit you. 
With Club Marine you'll enjoy exclusive member benefits including Club Marine Assist, Member Rewards and a discount on a Club Marine Magazine subscription. 
  • Cover for your cruiser

    We provide cover for accidental loss or damage, malicious damage and theft. We understand that every cruiser is unique. Depending on your boat, you can choose between agreed and market value, and your pride and joy is covered by policy benefits that are designed with cruisers in mind. Salvage and emergency costs are also covered (sub-limits apply) following a covered incident. 
  • Liability

    Club Marine covers your third party liability. We also include cover for accidental pollution and liability under a berthing agreement and optional waterskiing cover.
  • Cover for your gear

    Automatic cover is provided for fishing gear, diving equipment, tools and water ski equipment up to $3,000 per item and up to $30,000 in total. Your personal effects are also covered up to $3,000 per item and up to $30,000 in total. These items are included within the total sum insured you specify.
  • Cover for parts

    Cruisers may require complex parts and repairs. We cover damaged parts and repairs required as the result of an insured event. We can also provide a list of repairers who may be able to assist you, or you can choose your own repairer, subject to policy conditions, including our right to request an alternative in some circumstances.
  • Cover for your tender

    Club Marine Cruiser Insurance automatically includes your cruiser’s tender, including water skiers’ liability cover for the tender.
Roadside Assist for your vehicle and trailer.

You’ll receive roadside assistance when you’re towing your boat, or travelling to or from your boat at its mooring or storage location. We will provide assistance for:

  • Flat or faulty batteries
  • Flat tyres / damaged wheel
  • Vehicle towing
  • Replacement of lost keys and emergency vehicle access
  • Emergency fuel
  • Accident support

If your trailer ever lets you down, we’ll come to the rescue by helping you with:

  • Flat tyres and minor mechanical repairs
  • Trailer towing and combination towing (car and trailer)
  • Trailer recovery
Member Assist for access to help, advice, directions and services.
24/7 access to information when you require assistance:
  • Service centres
  • Tide times and weather reports
  • Volunteer marine rescue information
  • Marina locations and services

The help you need, when you need it, for assistance relating to:

  • Rental vehicle or accommodation
  • Pleasure craft repair referrals
1 Limits apply. Additional costs and charges in excess of limits are your responsibility.
2 Terms and conditions apply, including limitations.
All costs for services provided by third parties are your responsibility.
As a Club Marine member, you can enjoy a great range of benefits, discounts and special offers that appeal to boaties of all kinds.

Just by having boat insurance with us, you can enjoy great deals and special offers with Club Marine Member Rewards.

If you live and breathe boats like we do, then you’ll love the Club Marine Magazine. Coming out every two months, each issue is packed full of features, articles, and how-to guides, on everything from fishing, boating destinations, safety, gourmet cooking, and reviews of the latest gadgets and accessories. As a member you get an exclusive subscription discount - more boating for your buck.

Unfortunately, accidents can happen, and if they do, we can help you. As a Club Marine member, you have the option to choose a repairer or service provider, subject to policy conditions, including our right to request an alternative in some circumstances. We can also provide access to a list of providers previously used by other members, who may be able to help you.

It’s time you stopped worrying about what could go wrong.

Being out on your cruiser is the definition of freedom. The freedom to get out on the water is something that most people can only dream of. Making the most of this freedom is what Club Marine membership is all about.

With over fifty years’ experience offering cover for marine enthusiasts, Club Marine can provide reliable and competitive cruiser insurance.

Club Marine’s cruiser insurance policy is designed to offer you and your cruiser an excellent level of cover. We understand that every cruiser, and its owner, is unique. Club Marine membership offers a level of cover that provides the confidence that you need to make every second on the water count.

Get your cruiser insurance quote today. You can receive your quote in less than two minutes and purchase your insurance online, receiving your proof of insurance by email straight away. Simply call us on 1300 00 CLUB (2582) if you need help or have any questions.

So get out there and start having fun on the water.


21 June to 22 June 2024

Held at Middle Harbour Yacht Club.


5 July to 12 July 2024

Evans Head Woodburn RSL Club on the river.


1 August to 4 August 2024

Whether you love casting a line at the crack of dawn, or sailing into the sunset, the Sydney International Boat Show is the place to celebrate all things boating.


12 May - 8 June 2024

The Women’s Fishing Classic is an exciting event for female anglers across Australia.


23 May - 26 May 2024

Sanctuary Cove International Boat Show is the most glamorous, immersive, unmissable boating lifestyle event in the Southern Hemisphere.


South Australia
25 October to 27 October 2024

South Australia's biggest Boat & Fishing Show.


15 June to 16 June 2024

Hopkins River, Warrnambool.


Western Australia
6 September to 8 September 2024

WA's big boat show in the City!


Northern Territory
Give us a call on 1300 00 CLUB (2582)
Any discounts offered are applied to our standard rates. Promotional or other discounts may apply from time to time. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about this insurance, consider the Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Club Marine Limited (ABN 12 007 588 347), AFSL 236916 (Club Marine) issues this insurance and handles and settles claims as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850) AFSL 234708 (Allianz). Club Marine is a related body corporate of Allianz. Copyright © 2024 Allianz Australia Limited