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JET SKI INSURANCE

JET SKI INSURANCE UNIQUELY FOR YOU

YOUR OBVIOUS CHOICE FOR JET SKI INSURANCE

Flexible lay up periods

Save up to 60% off your premium by adding lay up to your policy when your jet ski is not in use (for example in winter).

Round-the-clock assistance

Included with your policy is 24/7 roadside assistance for your vehicle and trailer, with Club Marine Assist.

Trusted claims support

You can make a claim online or call us 24/7 on 1300 00 CLUB (2582). Our specialist team will guide you every step of the way.

AWARD-WINNING INSURANCE

Recognised as Australia’s Top Rated Boat Insurance for 2026 by Product Review, for the second consecutive year. This recognition reflects Club Marine’s continued commitment to provide a higher standard of cover, shaped by marine expertise and real boaties needs.

WHAT'S COVERED IN OUR JET SKI INSURANCE

What's covered

  • New jet ski replacement
    Provides replacement of your jet ski with a new one (of same, or similar make, model and specifications) if it is a total loss within the first 2 years, provided that it was new and covered for the full recommended retail price when you first entered into the policy with us. If a replacement isn't available, we'll pay up to the original jet ski purchase price or the sum insured, whichever is lesser.
  • Water skiers liability
    Provides cover for water skiers liability, at no extra cost, including cover to any person engaged in water skiing, wakeboarding or aquaplaning activities provided they’re using recognised and commercially manufactured equipment and being towed by your jet ski with your permission.
  • Flexible lay up periods
    Provides flexibility to add lay up cover to your policy for times your jet ski is not in use. Your jet ski will still be covered for accidental loss or damage, theft or malicious damage during any lay up period, when stored within gates, walls or fences of your home.
  • Club Marine Assist
    Provides 24/7 roadside assistance for your vehicle and trailer when you’re towing your jet ski, or driving to and from your mooring or jet ski storage. Plus, you can call us 24/7 to ask for directions, tide times, weather reports, marine and service centre locations and more.
  • Speeds up to 70 knots
    Provides cover for your jet ski for speeds up to 70 knots.
  • Club Care Benefits
    Provides up to $10,000 (incl GST) assistance following an emergency or unforeseen incident which gives rise to a claim, including:
    • emergency fuel delivery
    • returning your jet ski to your home or storage location following repairs
    • reasonable costs of temporary accommodation and transportation home
  • Trailer cover
    Provides cover for your trailer for accidental loss or damage, theft (subject to theft precautions) or malicious damage.
  • Accidental loss or damage, theft or malicious damage
    Provides cover for your jet ski, motor(s), trailer, equipment, gear and accessories against theft or malicious damage, and accidental damage or loss. Plus, if your jet ski is involved in a collision and you’re not at fault, the excess may be waived.
  • Fishing gear, water ski and dive equipment, tools and accessories
    Provides cover for accidental loss or damage to fishing gear (excludes tackles, lures and braids), water ski and dive equipment, tools and accessories up to $3,000 (incl GST) per item, and up to $30,000 (incl GST) total (not in addition to Section 1 limit).
  • Personal effects
    Provides cover for accidental loss or damage to clothing, shoes, waterproof gear, wetsuits, prescription glasses, manchester, coolers, insulated flasks and hygiene items up to $3,000 (incl GST) per item, and up to $30,000 (incl GST) total (not in addition to Section 1 limit).
  • Land towing costs
    Provides cover up to $1,500 (incl GST) to tow your jet ski on land to the nearest repairer, following a covered incident.
  • Genuine parts
    Provides cover for replacement of genuine parts for repairs required as the result of a covered incident. If genuine parts aren't locally available, we'll replace the parts with the nearest available equivalent to the original part.
  • Water ingress cover
    Provides cover for the motor and electrical components for accidental loss or damage due to water ingress caused by a break in the hull. If there’s no evidence of physical impact with a solid object, an additional excess applies.
  • No Claim Bonus
    You could get up to 25% off your premium with the No Claim Bonus, depending on your claims history.
  • Salvage charges
    Provides cover to recover your jet ski or move it to safety if the jet ski is damaged by a covered incident. Limits apply.
  • Geographic limits
    Provides cover for your jet ski while it’s used on the water and when stored on land or in transit in Australia.
  • Temporary cover
    Provides temporary cover for a replacement jet ski for up to 30 days from the purchase date. The replacement jet ski will be covered up to its purchase price or the original sum insured, whichever is lesser.
  • Legal liability cover
    Provides legal liability cover for injury and property damage arising from the use of your jet ski by you or a person operating it with your permission. Plus, you can choose the limit amount based on your needs.
  • Injury and accidental death
    Provides cover for the named insured person for accidental death or for certain categories of significant permanent personal injury up to $75,000 (incl GST) plus $10,000 (incl GST) funeral expenses.
  • 14-day cooling off period
    You can cancel your policy within 14 days from the date of issue (or start date of a renewed policy) and we’ll refund your premium in full, provided you haven’t made a claim or need to make one.

Your policy does not cover any claim caused by, arising from, or any way connected with:

  • Commercial use
    Any activity specifically undertaken for the purposes of earning an income, or any activity registered as a business and which you are obliged by law to register for GST purposes. For example, hire, rideshare or accommodation, unless previously agreed to in writing.

    Find out more information about Club Marine's Commercial Boat Insurance policy here.
  • Condition or wear and tear
    Wear and tear, the unseaworthiness, and lack of repair or maintenance of the jet ski.
  • Delamination, deterioration, corrosion and electrolysis
    Delamination, deterioration, corrosion, electrolysis, osmosis and blistering, unless there is evidence of accidental physical impact with a solid object which has caused a deformation in part of the hull from which the condition has propagated.
  • Persons under the influence
    Where you were aware that the jet ski was under the control of a person under the influence of drugs or alcohol.
  • Reasonable care
    Your recklessness, deliberate actions, misconduct or lack of reasonable care in the safeguard or protection of your jet ski.

GET THE MOST OUT OF YOUR CLUB MARINE JET SKI INSURANCE

At Club Marine, we want you to spend more time enjoying your jet ski and less time worrying about your insurance. That’s why, we’ve created this short video to help you better understand what is and isn’t covered by your policy.

ENJOY EXCLUSIVE MEMBER BENEFITS

When you become a Club Marine member, you are more than a policy holder, you become a member of the club and enjoy access to a range of exclusive benefits.

ROUND-THE-CLOCK ASSISTANCE


We’re committed to helping you take the worry and risk out of boating, that’s why we include 24/7 roadside assistance for your vehicle and trailer with your policy, plus a personal assistance service, so you can maximise your boating lifestyle.
View Club Marine Assist

RETAIL PARTNER
DISCOUNTS


Members enjoy exclusive discounts and special offers from a select range of retail partners. Whether you’re into sailing, fishing, cruising, jet skiing or wakeboarding, there’s something for everyone.
View Member Rewards

MAGAZINE SUBSCRIPTION SAVINGS


Australia’s leading marine lifestyle magazine, filled with features on boating, jet skiing, fishing, destinations, how-to guides, safety tips and so much more. Members can enjoy Club Marine Magazine for as little as $3.30 a month.
Subscribe now

FREQUENTLY ASKED QUESTIONS

Getting a quote

You can get a jet ski insurance quote online by:

  1. Clicking ‘ Get your quote’
  2. Select Pleasure Craft Insurance.
  3. Enter your jet ski details and personal information.
  4. You can add lay up and adjust your excess to suit your needs which can lower your premium.
  5. Review your quote.
  6. You can purchase jet ski insurance online now, or email the quote to yourself and complete it later.
  7. Once you’ve purchased insurance, you can download your Certificate of Currency or have it emailed to you.

The cost of jet ski insurance depends on your individual details. Your premium is worked out based on factors like the value of your jet ski, how it’s used, where it’s stored, the cover options you choose and your claims history. To find out how much it will cost for your specific watercraft, you can get your quote online here.

Insuring your jet ski

This depends on national and state laws and regulations, where you use your jet ski, where it’s stored, whether it’s under finance and other considerations.

Club Marine jet ski insurance can provide cover for when you’re using your jet ski, transporting and storing it. We cover your jet ski, motor(s), trailer, equipment, gear and accessories all in one policy to help you take the worry out of boating.

You can get a jet ski insurance quote online here.

Terms, conditions, limits and exclusions apply.

This depends on your home and contents insurance policy, though it may only provide cover when your jet ski is stored at your home location. Club Marine jet ski insurance provides cover for your jet ski when it’s stored, while in transit and while you’re out boating. Terms, conditions, limits and exclusions apply.

No two jet ski insurance policies are the same and coverage can vary significantly between providers and even between policy types. It’s essential to review your policy to ensure it meets your needs and provides adequate protection.

Some policies may include exclusions or limitations that could impact your coverage. By carefully reviewing your policy and discussing your needs with your insurance provider, you can avoid surprises in the event of a claim and ensure you’re getting the coverage you need at a price that fits your budget.

A lay up period is when your jet ski is not being used and it’s stored in an enclosed garage or shed, or behind walls, gates or fences or another agreed location.

Club Marine offers flexible lay up periods that can help you save up to 5% per month off your premium when your vessel is not in use. During lay up you’re still covered for accidental loss or damage, theft or malicious damage at the storage location. Lay up also covers the jet ski whilst being moved to / from and whilst at a dealer or service centre for normal servicing and maintenance.

Lay up can be added when taking out a new policy, or renewing a policy, however you can't add it mid-policy. If you'd like to use your jet ski during a lay up month, update your policy online, or call us on 1300 00 CLUB (2582) and pay any difference in premium.

Club Marine jet ski insurance cover features

Yes, Club Marine provides cover for water skiers liability, at no extra cost, including cover to any person engaged in water skiing, wakeboarding or aquaplaning activities provided they’re using recognised and commercially manufactured equipment and being towed by your jet ski with your permission. Specific conditions, limits and exclusions apply.

Club Marine generally provides cover for any person that is using your jet ski with your permission. Specific exclusions apply.

Club Marine provides cover for your jet ski trailer for accidental loss or damage, theft or malicious damage. Terms, conditions, limits and exclusions apply.

Club Marine provides cover for your jet ski while it’s used on the water and when stored on land or in transit in Australia. Terms, conditions, limits and exclusions apply.

Yes, Club Marine provides cover against theft, as long you take reasonable steps to meet the theft precaution conditions outlined in our Product Disclosure Statement.

Club Marine provides legal liability cover for injury and property damage arising from the use of your jet ski by you or a person operating it with your permission. Terms, conditions, limits and exclusions apply.

Yes, Club Marine provides replacement of your jet ski with a new one (of same, or similar make, model and specifications) if it is a total loss within the first 2 years, provided that it was new and covered for the full recommended retail price when you first entered into the policy with us. If a replacement isn't available, we'll pay up to the original jet ski purchase price or the sum insured, whichever is lesser.

The Hull Identification Number (HIN) may be displayed on a metal plate, or moulded or engraved directly onto the hull. Common locations on the jet ski can include:

  • the starboard (right) side aft of the transom
  • inside the engine compartment
  • just above the swim platform

For more information, view our Product Disclosure Statement.

GET YOUR JET SKI INSURANCE SORTED TODAY

Receive your quote in less than 2 minutes. Once payment has been made, your proof of insurance will be emailed to you straight away.
 
Simply call us on 1300 00 CLUB (2582) if you need help or have any questions.

BOATING TIPS AND ADVICE

FEATURED VIDEO

How to tow with a PWC or Jet Ski

Jeff McNiven from JSW Powersports shares some great tips on towing with a PWC or jet ski.
View all videos

FEATURED ARTICLE

Jet Ski handling

Tips on how to ride jet skis in smooth water
View all articles

WE'RE HERE TO HELP

Give us a call on 1300 00 CLUB (2582)

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*Terms and conditions apply

Any discounts offered are applied to our standard rates. Promotional or other discounts may apply from time to time. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. Where discounts are applied, your premium is subject to rounding. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about Club Marine boat insurance, consider the Product Disclosure Statement (PDS)/Policy Document and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Document, Supplementary PDS and Target Market Determination (TMD) for Club Marine boat insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Club Marine Limited (ABN 12 007 588 347), AFSL 236916 issues Club Marine boat insurance and handles and settles claims as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850) AFSL 234708 (Allianz). Club Marine Limited is a related body corporate of Allianz. Copyright © 2026 Allianz Australia Limited.