Look out for weather warnings from Bureau of Meteorology by visiting BOM online or download the BOM Weather app.
Stay vigilant
We're here for you
If something does happen. we're here to help with Club Marine Assist for roadside assistance and our 24/7 claims service.
Stay alert
If you are experiencing an on-water emergency or a life-threatening situation, you should call 000.
PREPARATION BEFORE SEVERE WEATHER ARRIVES
WATCH THE WEATHER
As a boatie it's important to keep an eye on the weather. If a severe weather event is forecast, you should prepare for:
- the worst-case forecast
- the storm front to hit you directly
- poor weather to arrive quicker than expected
- poor weather conditions in the days prior
The Bureau of Meteorology provides extensive weather information and alerts via the BOM website, BOM Weather App for iOS and BOM Weather App for Android.
CHECK YOUR INSURANCE AND BOAT RECORDS
Review your Club Marine boat insurance to make sure you have appropriate cover. If you need to make changes, update your policy online:
- review your sum insured
- check your premiums are paid
- check contact information
Keeping records of your boat and equipment can help make the claim process easier:
- take photos of insured property, purchase receipts and records
- an inventory may be helpful, though it isn't necessary for a claim
SEVERE WEATHER PREPARATION LISTS
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Trailerable Boat
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Boats kept on Water
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VESSEL LOCATION
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MOORING AND DOCK LINES
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FENDERS
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COVERS
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DINGHIES AND TENDERS
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ELECTRONICS
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SHORE POWER
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UNSECURED ITEMS
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PERISHABLE GOODS
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SAILS
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WATERPROOFING
VESSEL LOCATION
MOORING AND DOCK LINES
Mooring and dock lines should be strong, stretchable, and resistant to abrasion and UV. Nylon ropes have good stretching ability which can help absorb some strain as your boat is pushed around in the storm.
FENDERS
COVERS
Consider the weather forecast when deciding to use covers or not.
In heavy rain covers will help keep water out of your boat, and your bilge pump should remove water that gets into your hull.
If heavy rain is forecast:
In strong winds however, covers can increase the overall wind resistance of your boat, causing it to be pushed into surrounding objects - or worst case, break from its mooring.
If high winds or cyclonic conditions are forecast:
DINGHIES AND TENDERS
ELECTRONICS
SHORE POWER
Power surges can cause damage to electrical components.
UNSECURED ITEMS
Unsecured items can cause damage to your boat or surrounding boats.
PERISHABLE GOODS
SAILS
Rolled-up sails add to the wind resistance of your boat and can become unfurled in high wind.
WATERPROOFING
WATCH HOW TO OPERATE YOUR BOAT IN SEVERE WEATHER
WHAT TO DO AFTER SEVERE WEATHER
Severe weather can cause catastrophic damage, and we recognise this can be a very difficult time for you. We are here to support you with your boat insurance claim to get you back on the water. Additional support is available, and we also have options to support you if you are experiencing financial hardship.
We have a team of assessors and salvage operators on standby to provide assistance. Lodge your claim online to commence this process.
Once the severe weather has passed, check your boat as soon as possible:
NEED TO MAKE A CLAIM?
Once it's safe to do so, the easiest way to make a claim is to lodge it online.
If you need assistance from our expert team, we can also help you over the phone.
LODGE YOUR CLAIM ONLINE
Completing your online claim application is even quicker when you have these details handy.
- Your member and policy numbers
- Proof of ownership
- Information about the incident, such as the date and where the damage occurred
- Details about the loss or damage you are claiming for
- Information about any other people, boats, vehicles or property involved
- Photographs of the damage of the vessel at the time of claim
- Quotes for loss or damage and any other relevant documents
NEED A MARINE SERVICE PROVIDER?
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about Club Marine boat insurance, consider theProduct Disclosure Statement (PDS)/Policy Document and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Document, Supplementary PDS and Target Market Determination (TMD) for Club Marine boat insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Club Marine Limited (ABN 12 007 588 347), AFSL 236916 issues Club Marine boat insurance and handles and settles claims as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850) AFSL 234708 (Allianz). Club Marine Limited is a related body corporate of Allianz. Copyright © 2026 Allianz Australia Limited.