Cruiser Insurance from Club Marine


Boaties are a passionate lot. Our boat insurance is designed by insurance professionals with real boating experience and offers cover options to suit a variety of boats, boating lifestyles, and on water activities.

Cruisers vary widely in shapes, sizes, options and fit out, but we have cover to suit you, and depending on your boat we offer a choice of agreed or market value cover.

Our liability cover, with options up to $20 million, automatically includes pollution clean-up costs ($500,000, with options to increase if necessary) and liability accepted under a berthing agreement.

Our policy wording includes cover for your tender, and if you use it for waterskiing, wakeboarding, wakesurfing and aquaplaning, we can include liability cover for that as well.

All that fun requires equipment - Club Marine’s cover for equipment and accessories is broad enough to include the wide range of safety and sporting, fishing and recreational equipment which you use on your boat.

COVER FOR YOUR CRUISER

We provide cover for accidental loss or damage, malicious damage and theft. We understand that every cruiser is unique. Depending on your boat, you can choose between agreed and market value, and your pride and joy is covered by policy benefits that are designed with cruisers in mind. Salvage costs and emergency costs are covered in addition to the sum insured.

COVER FOR PARTS

Large vessels have complex needs and repairs may also be more complex. Club Marine offers access to our list of approved repairers (or you can choose your own repairer) and cover for parts and repairs that are damaged as the result of an insured incident, so you can get back out on the water, faster.

LIABILITY COVER

With options from $2 million to $10 million, Club Marine covers your third party liability. We also include cover for accidental pollution and liability under a berthing agreement and optional waterskiing cover, including for your tender boat.

COVER FOR YOUR TENDER

Club Marine cruiser insurance automatically includes your cruiser’s tender, including your choice of optional covers like observers’ and water skiers’ liability cover.

COVER FOR YOUR GEAR

Automatic cover is provided for fishing gear, diving equipment, and water ski equipment up to $1,500 per item and up to $10,000 in total. Your personal effects are also covered up to $1,500 per item and up to $10,000 in total. These items are included within the total sum insured you specify. You can ask us to increase these amounts if you think they won't be enough.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, which is available on this website, your printed quote, which may list additional terms and conditions specific to your Policy and other Policy documentation including the Schedule.

Cruiser Insurance

Cover by a specialist insurer who understands you

There’s no better feeling than being out on the water. Life’s easy out there. You’re free.

We make it even easier for you with Club Marine Assist. Included with your policy at no extra cost, Club Marine Assist gives you round-the-clock support for you and your boat.

Terms and conditions apply.

Personal Assist

Help for you, when you need it. Personal Assist helps you sort out vehicle or transport rental in the case of an accident, both on and off the water, and accommodation for you and your passengers when your boat is away from your home or home port. We can also put you in touch with the right services for emergency medical advice and maintenance.

Vehicle Assist

Vehicle Assist covers you when you’re transporting your boat by trailer. You get roadside assistance when you’re towing your boat, or travelling to and from your boat. We’ll help you jumpstart a flat battery, change a tyre, get spare keys, provide you with emergency fuel, and tow your vehicle and/or trailer to our nearest approved repairer.

Member Assist

Members get 24/7 access to support, advice, directions, and services. We’ll provide you with information on service centres, marina locations, volunteer marine rescue coordination, and even tide times and weather reports.

Club Marine membership gives you more


As a Club Marine member, you get more than just peace of mind. We’ve got a great range of benefits, discounts, and special offers that appeal to boaties of all kinds.

MEMBER REWARDS

Club Marine membership gives you access to discounts and special offers from a wide range of carefully selected partners. From specials on clothing, equipment, parts, and special local discounts, you can see savings wherever you go. Simply show your membership card, or use the virtual member card on our app, and start saving.

MEMBERS-ONLY CLUB MARINE APP CONTENT

Whether you’re a member or not, the Club Marine App gives you access to articles, instruction guides, weather conditions, a trip planner, and a handy place to store licenses and permits. It provides useful boating information for you when you are on the move, supporting your boating lifestyle. But as a member you get access to extra features like severe weather alerts, insurance policy details and renewal, accident recording and claim lodgment, and Club Marine emergency assist. There’s even a virtual Club Marine membership card to help you get the most out of your membership.

ACCESS TO OUR APPROVED REPAIRERS

Accidents happen. Things get damaged. But it’s not the end of the world. As a Club Marine member you get access to our approved repairers. Each one has been chosen and verified by us, to give you an easier, quicker, and better experience when you need any repairs done to your boat. Our policy also offers you the option to use your own preferred repairer.

MEMBERS RATES ON CLUB MARINE MAGAZINE

If you live and breathe boats like we do, then you’ll love the Club Marine Magazine. Coming out every two months, each issue is packed full of features, articles, and how-to guides, on everything from fishing, boating destinations, safety, gourmet cooking, and reviews of the latest gadgets and accessories. As a member you get an exclusive subscription discount - more boating for your buck.

CruiserTips and Advice

Maritimo M64
Chris Beattie is aboard the Maritimo M64 Enclosed Fly Bridge. It's built for long-range touring and everything about this boat is big, including the spacious saloon that could entertain a dozen guests, the massive galley and a lazarette that can be reconfigured for a tender, stabilizer, fishing cockpit or storage. The M64 also features twin 13L, 1000HP turbo-charged diesel Volvo Penta engines and shaft-drives.
Focus Power 33 Boat Review
Chris Beattie is at Sanctuary Cove aboard the Focus Power 33. He’s with importer Rob McIntyre stretching the legs on the 520HP diesel-powered Steyr, capable of 37 knots. The 33 is a deep hull with lots of natural light and an elevated helm. It will suit a large family or two couples on weekenders.
Parker 850 Voyager Boat Review
Chris Beattie is on Middle Harbour Sydney for Club Marine TV. He’s aboard the Parker 850 Voyager with Dimitri from Nautilus Australia. The Voyager features lots of convertible spaces for entertaining, water sports or overnighters. The stepped hull is matched with a V8 Yamaha, capable of pushing the Parker to more than 50 knots. Chris says it’s a lot of boat in a 28ft package that includes sleeping for six, full sound system, bow thruster, shore power, fridge, TV, cold and hot water shower – inside and out, ski pole and BBQ.

UPCOMING EVENTS

07-08
Mar
Sydney Harbour Regatta
Middle Harbour Yacht Club
21-22
Mar
Broken Bay Invitational Game Fishing Tournament
21-22
Mar
Club Marine Pittwater Sail Expo
Royal Prince Alfred Yacht Club, Pittwater
28
Feb
Malibu Just Ride Tour presented by Club Marine
Marine Stadium
21-14
Mar
Malibu Just Ride Tour presented by Club Marine
Somerset Dam
27-29
Mar
National 4x4 Outdoors Show, Fishing & Boating Expo - Brisbane Exhibition Grounds
More than 200 exhibitors show their wares at the National 4x4 Outdoors Show, Fishing and Boating Expo, all of them ready to meet you with the latest products and advice, and all ready to offer a great deal.
13-15
Mar
Riviera Port Lincoln Tuna Classic
26-28
Jun
Adelaide Boat Show
Adelaide Convention Centre
23-25
Oct
SA Boat & Fishing Show
Adelaide Showgrounds
07-09
May
Agfest Field Day
Agfest takes great pride in offering something for everyone to see and do. Whether you are in the market for new machinery, a new vehicle or just interested in seeing what is new on the market, Agfest is the place for you.
23-28
Feb
ILCA Radial Men's and Women's World Championships (Olympic class sailors)
Sandringham Yacht Club
28 Feb
01 Mar
The Paynesville Classic Boat Rally
A three day celebration of classic boats, maritime culture and cruising on the Gippsland Lakes.
28 Feb
04 Mar
Wiliamstown Seaport Festival
The inaugral annual waterfront festival for seafarers and landlubbers alike, to celebrate Williamstown's waterfront heritage, lifestyle and industry.
13-21
Mar
GAMEX, Exmouth Game Fishing Club
Western Australia's premier Game Fishing Event
14-15
Mar
Rottnest Safety Convoy
The March convoy is allocated to the Northern Area, Hillarys departure point and Fremantle Department point and limited to 12 vessels per departure point. Please go to the website for further infomation and to register.
18-20
Sep
Perth Boat Show
The Club Marine Perth International Boat Show is presented by the Boating Industry Association of WA.
01 Oct
31 Mar
Million Dollar Fish
Season 5 of Million Dollar Fish is on again in the NT!
25 Apr
02 May
Barra Nationals
Palmerston Game Fishing Club
05-06
Sep
Darwin Boat, Travel and Leisure Show
Mindil Beach Casino and Resort
26
Feb
RNZYS Club Marine Wednesday Series
Westhaven Marina, Auckland
11
Mar
RNZYS Club Marine Wednesday Series
Westhaven Marina, Auckland
25
Mar
RNZYS Club Marine Wednesday Series
Westhaven Marina, Auckland