Cruiser Insurance from Club Marine


Boaties are a passionate lot. Our boat insurance is designed by insurance professionals with real boating experience and offers cover options to suit a variety of boats, boating lifestyles, and on water activities.

Cruisers vary widely in shapes, sizes, options and fit out, but we have cover to suit you, and depending on your boat we offer a choice of agreed or market value cover.

Our liability cover, with options up to $20 million, automatically includes pollution clean-up costs ($500,000, with options to increase if necessary) and liability accepted under a berthing agreement.

Our policy wording includes cover for your tender, and if you use it for waterskiing, wakeboarding, wakesurfing and aquaplaning, we can include liability cover for that as well.

All that fun requires equipment - Club Marine’s cover for equipment and accessories is broad enough to include the wide range of safety and sporting, fishing and recreational equipment which you use on your boat.

COVER FOR YOUR CRUISER

We provide cover for accidental loss or damage, malicious damage and theft. We understand that every cruiser is unique. Depending on your boat, you can choose between agreed and market value, and your pride and joy is covered by policy benefits that are designed with cruisers in mind. Salvage costs and emergency costs are covered in addition to the sum insured.

COVER FOR PARTS

Large vessels have complex needs and repairs may also be more complex. Club Marine offers access to our list of approved repairers (or you can choose your own repairer) and cover for parts and repairs that are damaged as the result of an insured incident, so you can get back out on the water, faster.

LIABILITY COVER

With options from $2 million to $10 million, Club Marine covers your third party liability. We also include cover for accidental pollution and liability under a berthing agreement and optional waterskiing cover, including for your tender boat.

COVER FOR YOUR TENDER

Club Marine cruiser insurance automatically includes your cruiser’s tender, including your choice of optional covers like observers’ and water skiers’ liability cover.

COVER FOR YOUR GEAR

Automatic cover is provided for fishing gear, diving equipment, and water ski equipment up to $1,500 per item and up to $10,000 in total. Your personal effects are also covered up to $1,500 per item and up to $10,000 in total. These items are included within the total sum insured you specify. You can ask us to increase these amounts if you think they won't be enough.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, which is available on this website, your printed quote, which may list additional terms and conditions specific to your Policy and other Policy documentation including the Schedule.

Cruiser Insurance

Cover by a specialist insurer who understands you

There’s no better feeling than being out on the water. Life’s easy out there. You’re free.

We make it even easier for you with Club Marine Assist. Included with your policy at no extra cost, Club Marine Assist gives you round-the-clock support for you and your boat.

Terms and conditions apply.

Personal Assist

Help for you, when you need it. Personal Assist helps you sort out vehicle or transport rental in the case of an accident, both on and off the water, and accommodation for you and your passengers when your boat is away from your home or home port. We can also put you in touch with the right services for emergency medical advice and maintenance.

Vehicle Assist

Vehicle Assist covers you when you’re transporting your boat by trailer. You get roadside assistance when you’re towing your boat, or travelling to and from your boat. We’ll help you jumpstart a flat battery, change a tyre, get spare keys, provide you with emergency fuel, and tow your vehicle and/or trailer to our nearest approved repairer.

Member Assist

Members get 24/7 access to support, advice, directions, and services. We’ll provide you with information on service centres, marina locations, volunteer marine rescue coordination, and even tide times and weather reports.

Club Marine membership gives you more


As a Club Marine member, you get more than just peace of mind. We’ve got a great range of benefits, discounts, and special offers that appeal to boaties of all kinds.

MEMBER REWARDS

Club Marine membership gives you access to discounts and special offers from a wide range of carefully selected partners. From specials on clothing, equipment, parts, and special local discounts, you can see savings wherever you go. Simply show your membership card, or use the virtual member card on our app, and start saving.

MEMBERS-ONLY CLUB MARINE APP CONTENT

Whether you’re a member or not, the Club Marine App gives you access to articles, instruction guides, weather conditions, a trip planner, and a handy place to store licenses and permits. It provides useful boating information for you when you are on the move, supporting your boating lifestyle. But as a member you get access to extra features like severe weather alerts, insurance policy details and renewal, accident recording and claim lodgment, and Club Marine emergency assist. There’s even a virtual Club Marine membership card to help you get the most out of your membership.

ACCESS TO OUR APPROVED REPAIRERS

Accidents happen. Things get damaged. But it’s not the end of the world. As a Club Marine member you get access to our approved repairers. Each one has been chosen and verified by us, to give you an easier, quicker, and better experience when you need any repairs done to your boat. Our policy also offers you the option to use your own preferred repairer.

MEMBERS RATES ON CLUB MARINE MAGAZINE

If you live and breathe boats like we do, then you’ll love the Club Marine Magazine. Coming out every two months, each issue is packed full of features, articles, and how-to guides, on everything from fishing, boating destinations, safety, gourmet cooking, and reviews of the latest gadgets and accessories. As a member you get an exclusive subscription discount - more boating for your buck.

CruiserTips and Advice

Parker 850 Voyager Boat Review
Chris Beattie is on Middle Harbour Sydney for Club Marine TV. He’s aboard the Parker 850 Voyager with Dimitri from Nautilus Australia. The Voyager features lots of convertible spaces for entertaining, water sports or overnighters. The stepped hull is matched with a V8 Yamaha, capable of pushing the Parker to more than 50 knots. Chris says it’s a lot of boat in a 28ft package that includes sleeping for six, full sound system, bow thruster, shore power, fridge, TV, cold and hot water shower – inside and out, ski pole and BBQ.
Princess V65 Boat Review
Club Marine editor Chris Beattie is aboard the Princess V65 with Scott Davis from Princess Yachts Australia. This boat encapsulates the sports motor yacht concept, featuring huge sun lounges, great walk around side decks for accessibility and saloon area opening up the galley. The V65 can accommodate eight guests in four beautifully appointed cabins. The interior features expansive use of glass, curved timbers and concealed lighting. There’s even a makeup station! Power comes from twin 1200HP MAN twin-turbo V8 and range is 1200 nautical miles with a 4100L fuel capacity.
Beneteau Flyer 10 Boat Review
Dom Wiseman is on Sydney harbour aboard the Beneteau Flyer 10 with Mark Chapman from the Chapman Marine Group. Dom says it’s one of the best day boats going around with exceptional visibility, plenty of room for entertaining and Mark says the new Beneteau has a top speed of 38 knots thanks to the air-stepped hull and twin Mercury 350HP outboards.

UPCOMING EVENTS

30 Jul
03 Aug
Sydney International Boat Show
ICC Sydney, Darling Harbour
No events currently scheduled for this location
25-27
Oct
Club Marine SA Boat & Fishing Show
Adelaide Showground, Wayville
02
Nov
Wakeboard SA Club Marine Wakeboard Series Round 2
10-15
Nov
Novita Mighty River Run
Together, we can change the lives of thousands of South Australian kids and their families.
No events currently scheduled for this location
02-10
Nov
Peninsula Snapper Challenge
Fish over 9 days in Open, Kayak and Junior divisions to take home the trophy and title of the Peninsula Snapper Challenge Champion or win a quality lucky draw prize
23-24
Nov
Vic Bream Classic Series
Vic Bream Classic Series Grand Final (Nelson)
23-24
Nov
Victorian District Laser Championships
Sandringham Yacht Club
No events currently scheduled for this location
01 Oct
31 Mar
Million Dollar Fish
Season 5 of Million Dollar Fish is on again in the NT!
25 Apr
02 May
Club Marine Barra Nationals
Daly River
23
Oct
RNZYS Club Marine Wednesday Series
Westhaven Marina, Auckland
06
Nov
RNZYS Club Marine Wednesday Series
Westhaven Marina, Auckland
20
Nov
RNZYS Club Marine Wednesday Series
Westhaven Marina, Auckland