At Club Marine, we understand everyone’s idea of adventure on the water is different. That’s why we offer boat insurance for a variety of boats including tinnies, ski boats, fishing boats, jet skis, yachts and cruisers that you can tailor to your needs.
BOAT INSURANCE
YOUR OBVIOUS CHOICE FOR BOAT INSURANCE
YOUR OBVIOUS CHOICE FOR BOAT INSURANCE
We offer specialist care
As boat insurance specialists since 1959, we understand the complexities of boat ownership and are here to offer you our expert care.
Trusted claims support
You can make a claim online or call us 24/7 on 1300 00 CLUB (2582). Our specialist team will guide you every step of the way.
Savings benefit
You could get up to 25% off your premium with the No Claim Bonus, depending on your claims history.
AWARD-WINNING INSURANCE
Recognised as Australia’s Top Rated Boat Insurance for 2026 by Product Review, for the second consecutive year. This recognition reflects Club Marine’s continued commitment to provide a higher standard of cover, shaped by marine expertise and real boaties needs.
ENJOY EXCLUSIVE MEMBER BENEFITS
When you become a Club Marine member, you are more than a policy holder, you become a member of the club and enjoy access to a range of exclusive benefits.
ROUND-THE-CLOCK ASSISTANCE
We’re committed to helping you take the worry and risk out of boating, that’s why we include 24/7 roadside assistance for your vehicle and trailer with your policy, plus a personal assistance service, so you can maximise your boating lifestyle.
RETAIL PARTNER
DISCOUNTS
Members enjoy exclusive discounts and special offers from a select range of retail partners. Whether you’re into sailing, fishing, cruising, jet skiing or wakeboarding, there’s something for everyone.
MAGAZINE SUBSCRIPTION SAVINGS
Australia’s leading marine lifestyle magazine, filled with features on boating, jet skiing, fishing, destinations, how-to guides, safety tips and so much more. Members can enjoy Club Marine Magazine for as little as $3.30 a month.
IN THE EVENT OF A CLAIM
Unfortunately accidents can happen, and if they do, we’re here to help you.
CLUB CARE BENEFITS
When you become a Club Marine member you receive Club Care Benefits. That means, in the event of a claim, you may get up to $10,000 to cover emergency fuel delivery, transportation for both you and your boat, and temporary accommodation.
CHOICE OF REPAIRER
As a Club Marine member, you have the option to choose a repairer or service provider, we may also be able to help you find a provider in your local area.
MAKING A CLAIM
Has your boat or jet ski been damaged? Making a claim with us is quick and simple, our team of specialist professionals will guide you every step of the way. Find out what’s involved and what you’ll need to make a claim.
FREQUENTLY ASKED QUESTIONS
Getting a quote
You can get a boat insurance quote online by:
- Clicking ‘Get your quote’
- Select from Pleasure Craft Insurance or Third Party Insurance.
- Enter your boat details and personal information.
- You can add lay up and adjust your excess to suit your needs which can lower your premium.
- Review your quote.
- You can purchase boat insurance online now or email the quote to yourself and complete it later.
- Once you’ve purchased insurance, you can download your Certificate of Currency or have it emailed to you.
The cost of Club Marine boat insurance is called a premium and it’s worked out individually for each policy. Your premium depends on factors such as the type and value of your boat, how it’s used, where it’s stored, the cover options you choose and your claims history. To find out how much it will cost for your specific boat, you can get your quote online here.
Insuring your boat
This depends on Australian national and state laws and regulations, where you use your boat, where it’s stored, whether it’s under finance and other considerations.
Club Marine boat insurance can provide cover for when you’re using your boat, transporting, and storing / mooring it.
We cover your boat, motor(s), trailer, equipment, gear and accessories all in one policy to help you take the worry out of boating.
You can get a boat insurance quote online here.
Terms, conditions, limits and exclusions apply.
Choose insurance for your boat or jet ski that is specific to your needs. It’s important to look at what’s covered, what’s not covered, any limits, exclusions, conditions and your chosen excess to ensure your policy meets your needs and provides adequate protection. Consider factors such as legal liability cover, whether emergency benefits are included and how claims and repairs are handled.
To find out if Club Marine boat insurance is the right fit for your boating needs, you can get a quote online here.
Club Marine boat insurance cover features
Club Marine boat insurance provides cover for accidental loss or damage to your boat, liability to other people arising from the use of the boat and certain types of significant injury or accidental death to the person/s named on the policy. Terms, conditions, limits and exclusions apply.
Yes, Club Marine may allow you to choose your own repairer or service provider for an approved claim. Subject to policy conditions including our right to request an alternative in some circumstances.
Yes, Club Marine offers flexibility in choosing your excess. Excess is the amount you contribute towards the cost of the claim. You can potentially reduce your boat insurance premium if you choose to increase the basic excess.
Yes, Club Marine boat insurance provides cover for assistance up to $10,000 (incl GST) following an emergency or unforeseen incident which gives rise to a claim, including:
- emergency fuel delivery
- returning your boat to your home or storage location following repairs
- reasonable costs of up to 5 nights of temporary accommodation and transportation home
Terms, conditions and limits apply.
Yes, Club Marine boat insurance provides cover for accidental loss or damage to your boat, including loss or damage caused by fire and theft. Terms, conditions, limits and exclusions apply.
The Hull Identification Number (HIN) may be displayed on a metal plate, or moulded or engraved directly onto the hull. Common locations on the boat can include:
- the starboard (right) side aft of the transom
- below the gunnel
- just above the swim platform
For more information, view our Product Disclosure Statement.
BOATING TIPS AND ADVICE
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Boat and jet ski licences
We take a state-by-state look at who needs a boat or jet ski licence and what it takes to get one.
*Terms and conditions apply
Any discounts offered are applied to our standard rates. Promotional or other discounts may apply from time to time. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. Where discounts are applied, your premium is subject to rounding. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision about Club Marine boat insurance, consider theProduct Disclosure Statement (PDS)/Policy Document and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Document, Supplementary PDS and Target Market Determination (TMD) for Club Marine boat insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Club Marine Limited (ABN 12 007 588 347), AFSL 236916 issues Club Marine boat insurance and handles and settles claims as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850) AFSL 234708 (Allianz). Club Marine Limited is a related body corporate of Allianz. Copyright © 2026 Allianz Australia Limited.