Get the most out of your Club Marine Boat Insurance

Understanding what your policy does and does not cover can be tricky. Watch one of our short videos to help you spend more time enjoying your runabout, and less time worrying about your insurance.

Fishing boat
Ski boat

Runabout Insurance from Club Marine

Boaties are a passionate lot. Our boat insurance is designed by insurance professionals with real boating experience and offers cover options to suit a variety of boats, boating lifestyles, and on water activities.

Runabouts vary widely, and so do the on water activities they are used for.

Whether you have an outboard, inboard, or sterndrive, we have policy options to suit you, and depending on your boat we offer a choice of agreed or market value cover.

Our policy offers optional cover for waterskiing, wakeboarding, wakesurfing and aquaplaning, and cover for your boat during voluntary rescue activities. All that fun requires equipment - Club Marine’s cover for equipment and accessories is broad enough to include the wide range of safety and sporting, fishing and recreational equipment which you use on your boat.

We know that there’s more to owning a boat than simply being out on the water, so we also include cover for your boat while it’s being stored, and if you have a trailerable boat, when it’s on your trailer.

You can also nominate lay-up cover, and save money during the periods when you don’t use your boat.

COVER FOR YOUR RUNABOUT

We provide cover for accidental loss or damage, malicious damage and theft.

COVER FOR TOWING

In the event of an accident, Club Marine’s runabout cover includes up to $1,000 to tow your boat and trailer to the nearest repairer.

COVER FOR YOUR GEAR

Automatic cover is provided for fishing gear, diving equipment, and water ski equipment up to $1,500 per item and up to $10,000 in total. Your personal effects are also covered up to $1,500 per item and up to $10,000 in total. These items are included within the total sum insured you specify. You can ask us to increase these amounts if you think they won't be enough.

COVER TAILORED TO YOUR NEEDS

Our runabout cover takes into account seasonal variations in use. If you keep your runabout stored during winter, we offer layup cover at discounted rates that still covers your vessel against storage risks like fire, theft and storm damage.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, which is available on this website, your printed quote, which may list additional terms and conditions specific to your Policy and other Policy documentation including the Schedule.

Runabout Insurance

Cover by a specialist insurer who understands you

There’s no better feeling than being out on the water. Life’s easy out there. You’re free.

We make it even easier for you with Club Marine Assist. Included with your policy at no extra cost, Club Marine Assist gives you round-the-clock support for you and your boat.

Terms and conditions apply.

Personal Assist

Help for you, when you need it. Personal Assist helps you sort out vehicle or transport rental in the case of an accident, both on and off the water, and accommodation for you and your passengers when your boat is away from your home or home port. We can also put you in touch with the right services for emergency medical advice and maintenance.

Vehicle Assist

Vehicle Assist covers you when you’re transporting your boat by trailer. You get roadside assistance when you’re towing your boat, or travelling to and from your boat. We’ll help you jumpstart a flat battery, change a tyre, get spare keys, provide you with emergency fuel, and tow your vehicle and/or trailer to our nearest approved repairer.

Member Assist

Members get 24/7 access to support, advice, directions, and services. We’ll provide you with information on service centres, marina locations, volunteer marine rescue coordination, and even tide times and weather reports.

Trailer Assist

Your boat isn’t always on the water, so Trailer Assist covers your trailer during those times too. We can help you change flat tyres, make minor mechanical repairs, arrange emergency towing to the nearest approved repairer, and arrange transport to get you and your boat back home.

Club Marine membership gives you more


As a Club Marine member, you get more than just peace of mind. We’ve got a great range of benefits, discounts, and special offers that appeal to boaties of all kinds.

MEMBER REWARDS

Club Marine membership gives you access to discounts and special offers from a wide range of carefully selected partners. From specials on clothing, equipment, parts, and special local discounts, you can see savings wherever you go. Simply show your membership card, or use the virtual member card on our app, and start saving.

MEMBERS-ONLY CLUB MARINE APP CONTENT

Whether you’re a member or not, the Club Marine App gives you access to articles, instruction guides, weather conditions, a trip planner, and a handy place to store licenses and permits. It provides useful boating information for you when you are on the move, supporting your boating lifestyle. But as a member you get access to extra features like severe weather alerts, insurance policy details and renewal, accident recording and claim lodgment, and Club Marine emergency assist. There’s even a virtual Club Marine membership card to help you get the most out of your membership.

ACCESS TO OUR APPROVED REPAIRERS

Accidents happen. Things get damaged. But it’s not the end of the world. As a Club Marine member you get access to our approved repairers. Each one has been chosen and verified by us, to give you an easier, quicker, and better experience when you need any repairs done to your boat. Our policy also offers you the option to use your own preferred repairer.

MEMBERS RATES ON CLUB MARINE MAGAZINE

If you live and breathe boats like we do, then you’ll love the Club Marine Magazine. Coming out every two months, each issue is packed full of features, articles, and how-to guides, on everything from fishing, boating destinations, safety, gourmet cooking, and reviews of the latest gadgets and accessories. As a member you get an exclusive subscription discount - more boating for your buck.

RunaboutTips and Advice

Cruisers Yachts 338 Outboard Review
John Willis is aboard the Cruisers Yachts 338 Outboard on Port Phillip Bay. The sleek black hull paired with the vibrant ochre interior gives the Cruisers Yachts 338 Outboard a striking look to match its outstanding performance. It’s a perfect boat for entertaining, ripping through waves or even having a lazy day out on the water.
Jeanneau Merry Fisher 695 Series Two Review
John Willis is testing the new Merry Fisher 695 Series Two, which features a completely overhauled design. As an added bonus, it has also been rated to take a 200hp, Mercury V6 four-stroke that is capable of reaching speeds up to 38 knots.
Formosa 580 SRT Vision Cab Boat Review
John Willis is testing out the new Formosa 580 SRT Vision Cab at South West Rocks, New South Wales. This model features the extra high cabin, ideal for big blokes like John. It's a voluptuous boat with good internal beam, full-length bunks, wide shoulders and generous internal freeboard. The 580 is powered by a gutsy and quiet four-stroke 175HP Suzuki featuring troll mode and Humminbird Helix 12.

UPCOMING EVENTS

25 Sep
02 Oct
National Boating Week
National Boating Week is about getting you out on the water to enjoy all the fun boating has to offer!
25 Sep
02 Oct
National Boating Week
National Boating Week is about getting you out on the water to enjoy all the fun boating has to offer!
03-04
Oct
GCSFC Ultimate Flatty Dash
The Gold Coast Sport Fishing Club proudly presents the "Ultimate Flatty Dash"
13-15
Nov
Sanctuary Cove Boating Festival
The team at Sanctuary Cove are excited to announce a precursor to the 2021 Sanctuary Cove International Boat Show (SCIBS), with the Sanctuary Cove Boating Festival scheduled to take place at the vibrant Marine Village.
25 Sep
02 Oct
National Boating Week
National Boating Week is about getting you out on the water to enjoy all the fun boating has to offer!
23-25
Oct
Club Marine SA Boat & Fishing Show
The Club Marine SA Boat and Fishing Show has something for everyone! Come down to the Adelaide Showgrounds.
No events currently scheduled for this location
25 Sep
02 Oct
National Boating Week
National Boating Week is about getting you out on the water to enjoy all the fun boating has to offer!
17-18
Oct
Glenelg Hopkins CMA BCF Bream Classic Round 5
Warrnambool
18
Oct
Mates Day on the Bay - Cancelled
25 Sep
02 Oct
National Boating Week
National Boating Week is about getting you out on the water to enjoy all the fun boating has to offer!
14-15
Nov
Rottnest Safety Convoy
01 Oct
31 Mar
Million Dollar Fish
Australia’s richest fishing competition is back, with registrations now open for Season 6 of Million Dollar Fish (MDF). This year there are a staggering SEVEN red-tagged barra worth $1 million each swimming around Northern Territory waterways.
08-11
Oct
Auckland On Water Boat Show - Cancelled
New Zealand’s largest on water boat show is timed to fit in when many people are getting ready for another great summer of boating and water activities.