RUNABOUT BOAT INSURANCE

You can get a boat insurance quote online by:

1. Clicking ‘ Get your quote’
2. Select from Pleasure Craft Insurance or Third Party Insurance.
3. Enter your boat details and personal information.
4. You can add lay up and adjust your excess to suit your needs which can lower your premium.
5. Review your quote.
6. You can purchase boat insurance online now, or email the quote to yourself and complete it later.
7. Once you’ve purchased insurance, you can download your Certificate of Currency or have it emailed to you.

The cost of trailer boat insurance depends on factors like the type of boat, its value, how and where you use it and your claims history. To find out how much it will cost for your specific boat, you can get your quote online here.

This depends on national and state laws and regulations, where you use your boat, where it’s stored, whether it’s under finance and other considerations.

Club Marine boat insurance can provide cover for when you’re using your boat, transporting, and storing it. We cover your boat, motor(s), trailer, equipment, gear and accessories all in one policy to help you take the worry out of boating.

You can get a boat insurance quote online here.

Terms, conditions, limits and exclusions apply.

This depends on your home and contents insurance policy, though it may only provide cover when your boat is stored at your home location. Club Marine boat insurance provides cover for your boat when it’s stored, while in transit and while you’re out boating. Terms, conditions, limits and exclusions apply.

No two boat insurance policies are the same and coverage can vary significantly between providers and even between policy types. It’s essential to review your policy to ensure it meets your needs and provides adequate protection.

Some policies may include exclusions or limitations that could impact your coverage. By carefully reviewing your policy and discussing your needs with your insurance provider, you can avoid surprises in the event of a claim and ensure you’re getting the coverage you need at a price that fits your budget.

Market value is the current value of the boat in the market just before the time of loss or damage, taking factors into account including make, model, condition and location.

Agreed value is the amount agreed in writing you and your insurance provider agree to insure your boat for.

A lay up period is when your trailerable boat is not being used and it’s stored in an enclosed garage or shed, or behind walls, gates or fences or another agreed location.

Club Marine offers flexible lay up periods that can help you save up to 5% per month off your premium when your vessel is not in use. During lay up you’re still covered for accidental loss or damage, theft or malicious damage at the storage location. Lay up also covers the boat whilst being moved to / from and whilst at a dealer or service centre for normal servicing and maintenance.

Lay up can be added when taking out a new policy, or renewing a policy, however you can't add it mid-policy. If you'd like to use your boat during a lay up month, update your policy online, or call us on 1300 00 CLUB (2582) and pay any difference in premium.

Club Marine can offer boat insurance for a wide range of trailerable powerboats (or runabouts). These boats are designed to be stored out of the water when not in use. Some common types include Tinnies, Bowriders, Centre Console, Cuddy Cabin, Ski Boats, Wake Boats, RIBs, Inflatables, Car Toppers, Punts, Bass Boats.

Get a quote online now to get your trailerable powerboat insurance sorted.

Yes, you have the flexibility to add water skiers liability to your cover, this includes cover for any person engaged in water skiing, wakeboarding or aquaplaning activities provided they’re using recognised and commercially manufactured equipment and being towed by your boat with your permission. Specific conditions, limits and exclusions apply.

Club Marine boat insurance generally provides cover for any person that is using your boat with your permission. Specific exclusions apply.

Club Marine boat insurance provides cover for your boat trailer for accidental loss or damage, theft or malicious damage. Terms, conditions, limits and exclusions apply.

Club Marine boat insurance provides cover for your outboard motor for accidental loss or damage, theft or malicious damage. Terms, conditions, limits and exclusions apply.

Yes, Club Marine boat insurance provides cover against theft, as long you take reasonable steps to meet the theft precaution conditions outlined in our Product Disclosure Statement.

Club Marine boat insurance provides legal liability cover for injury and property damage arising from the use of your boat by you or a person operating it with your permission. Terms, conditions, limits and exclusions apply.

If you hit a sandbank or submerged object, Club Marine boat insurance provides cover for accidental damage to your boat, including the hull, motor, and other insured components. Terms, conditions, limits and exclusions apply.

The Hull Identification Number (HIN) may be displayed on a metal plate, or moulded or engraved directly onto the hull. Common locations on the boat can include:

• the starboard (right) side aft of the transom 
• below the gunnel 
• just above the swim platform

Yes, Club Marine boat insurance provides cover for  your equipment and accessories for accidental loss or damage, theft or malicious damage including:

• Boat canopies
• Fishing gear (but not fishing tackle)
• Water ski equipment
• Electronics, navigation and guidance systems
• Diving equipment
• Boat tender
• Mobile electronics
• Tools
• Boat lifts & dry berths
• Electric water sports equipment
• Safety equipment
• Stand up paddleboards, kayaks, and canoes, of fibreglass, plastic or rubber material

Specific limits, conditions and exclusions apply.